Buying vs LeasingAt Mills Ford in Brainerd

Ford Shopping at Brainerd - The Buy vs. Lease Decision

Surveying our new Ford lineup here at Mills Ford of Brainerd and ready to proceed with an automotive investment? Shoppers torn on the buying and leasing decision will discover clarity through our finance experts and the helpful insights this veteran team can provide.

Buying - Advantages & Disadvantages

  • Advantage - Financing a vehicle leads to outright ownership once your auto loan is paid
  • Advantage - Buying a new Ford model means freedom from mileage restrictions
  • Advantage - Purchasing a new Ford truck, sedan or SUV provides the freedom to customize with genuine auto parts and accessories
  • Disadvantage - A down payment is traditionally required to finance a Ford model
  • Disadvantage - Average monthly payments for financing are typically higher than leasing
  • Disadvantage - Financing means you will commit to one vehicle over a longer period

Leasing - Advantages & Disadvantages

  • Advantage - Leasing is typically a more affordable option than buying
  • Advantage - Leasing contracts are typically a few years for short-term flexibility
  • Advantage - Leasing a new Ford model provides access to the latest brand designs and technology
  • Disadvantage - Leasing contracts outline strict mileage limitations
  • Disadvantage - Leasing contracts forbid customization using parts and accessories
  • Disadvantage - Leasing a vehicle builds no equity with your payments

Schedule a Finance Consultation at Mills Ford of Brainerd

Want to meet with our team and discuss more buy versus lease specifics? We're happy to assist you and look forward to connecting! Give us a call today to get started

Make an Inquiry

* Indicates a required field

  1. Mills Ford Lincoln

    14858 Dellwood Drive
    Baxter, MN 56425

    • Sales: (218) 825-3536
Loading Map...


  • Monday 8am-6pm
  • Tuesday 8am-6pm
  • Wednesday 8am-6pm
  • Thursday 8am-6pm
  • Friday 8am-6pm
  • Saturday 8am-5pm
  • Sunday Closed


Mills Ford Lincoln

14858 Dellwood Drive
Directions Baxter, MN 56425

  • Sales: (218) 825-3536
  • Service: (218) 825-3536
  • Parts: (218) 825-3536