Finance New or Used Ford Vehicles in Baxter, MN

Find Financing for the Entire Ford Line-up at Mills Ford Lincoln

Here at our Ford dealership, we don't just aim to make a sale: we also provide a variety of financing options to help you drive the car of your dreams without breaking your budget. Whether you're in the market for a family-friendly Explorer, a rugged F-150, a versatile Edge or a stylish Mustang, our showroom in Baxter, MN should be your first and only stop.


We commit to give you Our Best Yes every time!

Choosing Between a Loan and a Lease

Several factors should be considered when deciding whether it's best to take out a loan or a lease for a new vehicle. Loan payments are usually larger than lease payments, but you end up completely owning the vehicle at the completion of the loan term. Leasing gives you the option to drive a new vehicle every few years, but a leased vehicle may be subject to a mileage cap as well as other restrictions.

Both types of financing require credit verification, and both generally include warranty protection if the vehicle is new or just a few years old. Depending on whether you are driving through Brainerd or chasing the horizon on the highway, this choice is important.

We’re Here to Help You

Navigating through the paperwork that's required when purchasing a new car or pre-owned vehicle can seem daunting, but our personnel are ready to walk with you through the entire process.

We'll go over the terms of your loan or lease in detail, and we'll disclose all costs upfront so that you know exactly what you're signing. We'll also take time to explain any warranty coverage that applies to your vehicle and give you information on additional options and upgrades that may be available.

Call or Come by Today

Our friendly, knowledgeable personnel would love to meet with you about our financing services in more detail. Don't hesitate to contact us by phone, stop in the next time that you're out and about around Pine River, MN or Pequot Lakes. You can also visit our website for all the facts on buying or leasing with us.

We are proud to serve drivers in Baxter, MN and Little Falls, MN.

Our team is here to help, so feel free to contact us if you have any questions or concerns.

New Vehicle Specials

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Used Vehicle Specials

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Mills Express Deal

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Protect Your Vehicle

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Credit Estimator

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Apply For Credit

Explore Your Options

Value Your Trade

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How can we help?

  1. Mills Ford Lincoln

    14858 Dellwood Drive
    Baxter, MN 56425

    • Sales: (218) 825-3536
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Get in Touch

  • Contact our Sales Department at: (218) 825-3536
  • Monday8:00AM - 6:00PM
  • Tuesday8:00AM - 6:00PM
  • Wednesday8:00AM - 6:00PM
  • Thursday8:00AM - 6:00PM
  • Friday8:00AM - 6:00PM
  • Saturday8:00AM - 5:00PM
  • SundayClosed